Goodbye Social Security payments in September – New dates announced for October
According to Lagradaonline, As September draws to a close, the final Social Security payments for the month have been disbursed to retirees, survivors, and disabled individuals born between the 21st and 31st, with payments made on September 25th. As we move into October, the Social Security Administration (SSA) will initiate a new round of payments starting on Tuesday, October 1st. Beneficiaries should be aware that the recently announced 3.2% cost-of-living adjustment (COLA) for 2025 is already reflected in these monthly payments. Here’s what to expect in October regarding Social Security benefits.
New Payment Schedule for October
To manage the distribution of over 70 million Social Security payments each month, the SSA has established an annual payment schedule that keeps beneficiaries informed about the various payment dates for the four programs under its purview: Retirement, Survivors, Disability Insurance (RSDI), and Supplemental Security Income (SSI).
October’s payment schedule will feature a slight change compared to September. Due to September 1 falling on a weekend, SSI recipients did not receive their regular payment that month; instead, it was postponed to Friday, August 30th. However, this will not be the case in October. Since the first of the month is a Tuesday, SSI beneficiaries will receive their normal benefits on that date, irrespective of when they claimed benefits or their birth dates.
Following the SSI payment, retirees, survivors, and disabled individuals who applied for benefits before May 1997 will receive their payments on Thursday, October 3rd. For RSDI program beneficiaries who applied after May 1997, there will be three additional mailing dates scheduled throughout the month.
| Social Security payments | Day of the month | Confirmed payment date |
|---|---|---|
| Americans who receive SSI benefits | October 1st (Tuesday) | |
| Americans who claimed RSDI benefits before May 1997 | October 3rd (Thursday) | Beneficiaries are always paid on the third day of the month unless it falls on a weekend |
| Americans who claimed RSDI benefits after May 1997 | 2nd Wednesday (October 9th) | Beneficiary’s birth date: 1st–10th. |
| 3rd Wednesday (October 16th) | Beneficiary’s birth date: 11th–20th. | |
| 4th Wednesday (October 23rd) | Beneficiary’s birth date: 21st–31st. |
Also read: Social Security: What happen to your income if Trump wins the election
Beneficiaries can access further details about their monthly payments by visiting their My Social Security Account. This online portal provides comprehensive information regarding financial statements and other Social Security-related activities.
Expected Payment Amounts for October
Under current SSA guidelines, the estimated payment amounts for beneficiaries in the Supplemental Security Income (SSI) and Retirement, Survivors, and Disability Insurance (RSDI) programs are as follows:
| Social Security payments | Retirement benefits | Survivors benefits | Disability benefits | SSI benefits |
|---|---|---|---|---|
| On average | $1,900 | $1,505 | $1,537 | $698 |
| Other payments | Age 62: $2,710 | Individual: $1,773 | Blind recipients: $2,590 | Individuals: $943 |
| Age 67: $3,822 | 2 Children: $3,653 | Maximum payment: $3,822 | Couples: $1,415 | |
| Age 70: $4,873 | Essential person: $472 |
The SSA calculates payment amounts based on individual circumstances, taking into account various factors such as the beneficiary’s full retirement age (FRA), work history and credits earned, and Social Security taxes paid over the past 35 years or at least 10 years for retirement benefits. Additionally, the agency will assess the monthly income and resources for SSI beneficiaries, as well as the type of disability and Social Security taxes relevant for the Social Security Disability Insurance (SSDI) program.
Stay informed about your Social Security payments and benefits by regularly checking your My Social Security Account, ensuring you are prepared for the upcoming changes in October.
