According to VIBUS, If you are married and your spouse is receiving Social Security retirement or disability benefits, you may be eligible to receive spousal benefits. These monthly payments can provide financial support if you meet certain requirements. As of July 2024, the average spousal benefit for retired workers is approximately $910. However, individual payments can vary, with some spouses receiving more or less than this amount.
Social Security Payment Schedule for September 2024
Spouses and retired workers will receive their payments according to the following schedule in September:
September 3:
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- If you received Supplemental Security Income (SSI) on August 30, 2024, and Social Security benefits.
- If you began collecting benefits before May 1997.
Wednesday Payments:
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- September 11: If your birthday falls between the 1st and 10th of the month.
- September 18: If your birthday is between the 11th and 20th.
- September 25: If your birthday falls after the 20th of the month.
Supplemental Security Income (SSI) recipients received their August payment on August 30, 2024, since the payment date cannot fall on a Sunday. This early deposit ensures that low-income recipients receive their funds on time, rather than facing delays.
Also read: BIG UPDATE: Social Security Payment of up to $4,873 To Be Paid Today
Eligibility for Social Security Spousal Benefits
If your spouse is nearing retirement, it’s important to check whether you qualify for spousal benefits. You can easily verify your eligibility by logging into your “my Social Security” account and downloading your Social Security Statement. This document will provide details about the worker’s eligibility for retirement and Social Security Disability Insurance (SSDI) benefits, as well as whether your family qualifies for survivors or spousal benefits.
Key Requirements for Spousal Benefits:
- Your spouse must have paid enough payroll taxes to qualify for Social Security benefits.
- You must be at least 62 years old to claim spousal benefits.
- If you have a qualifying child (either under 16 or receiving disability benefits), you may also be eligible for spousal benefits.
Social Security Payments for Retired Workers
The average Social Security payment for retired workers is higher than spousal benefits. As of July 2024, the average payment is $1,919. For high earners who filed for benefits at age 70 and reached the maximum taxable earnings under Social Security, monthly payments can be as high as $4,873.
